Equity Loans

80% LTV or less

TermFixed RateTermVariable Rate
5 years 3.49% 6 to 15 years  3.49%
10 years 4.49%    
15 years 4.99%    
20 years 5.24%    

 

LTV 80.01% to 90%

TermFixed RateTermVariable Rate
5 years 5.99% 6 to 15 years 6.24%
10 years 7.24%    
15 years 8.74%    

Auto Loans

New Automobile 2018 & 2017 (left over <5,000 miles) 1.49% 36 Mos* 
$98,000 Maximum, 72 Months 1.74% 48 Mos* 
  2.24% 60 Mos*
  1.99% 72 Mos*
Used Automobile 2017 – 2013 1.99% 24 Mos*
$40,000 Maximum, 72 Months 1.99% 36 Mos*
  1.99% 48 Mos*
  2.49% 60 Mos*
  2.99% 72 Mos*
Older Used Automobile 2013 – 2009 3.49% 24 Mos*
$15,000 Maximum, 60 Months 3.49% 36 Mos*
  3.99% 48 Mos*
  4.49% 60 Mos*

Personal Loans

$10,000 MAX ($15,000 Joint) 8.99% 60 Mos.*

Motor Homes

New $125,000 MAX 5.99% 240 Mos.*
Used $125,000 MAX 7.49% 240 Mos.*

Trailers/Tag Along/Pop-Up

$40,000 MAX 5.99% 60 Mos.*

Motorcycles New/Used

 

$40,000 MAX 5.99% 60 Mos*

Boats New/Used

$60,000 MAX 4.99% 120 Mos.*

Shares Pledged/Secured Loans

  • 2% over earned rate of pledged Share/Certificate

 

 

All loan rates are APR = Annual Percentage Rate.

* Rates shown are the lowest APR available. Actual rate may vary based upon the type and term of loan, and credit worthiness. Additional higher rates are available and may apply.

Repayment Examples:

For new auto loans: At 1.49% APR, 48 monthly payments of $21.48 per $1,000 borrowed. At 1.74% APR, 60 monthly payments of $17.42 per $1,000 borrowed.

For equity loans (LTV 80% or less): At 4.99% APR, 180 monthly payments of $7.91 per $1,000 borrowed.